There you are one day, just anchored off the coast of Monaco, minding your own business, and just checking your e-mails. You go through the normal ads, and spam. Then toss them into the trash, but wait, here’s something interesting. Wow! You’ve just received an e-mail notifying you that your current copy of Windows has a counterfeit product key, and the authorities have been notified, or something to that effect, and if you don’t respond immediately by clicking on the following link, or opening an attachment you will be prosecuted if you don’t respond immediately to the e-mail. The e-mail continues that by clicking on the link, or opening the attachment, you will be provided with instructions on how to prevent this from occurring... So naturally you don’t want to be in trouble with the authorities, and you click on the link, Internet Explore opens up, and you see the following page appears. YOUR COMPUTER HAS BEEN LOCKED!
Well guess what? Your computer has just been kidnapped, and you no longer can access your data, or can't operate your PC, tablet, or smart phone, unless of course you pay up.